Monthly Wise Income and Spend Report
On the 1st of each month the agent pulls all transfers and balance movements for the prior month, groups them by currency and direction, and delivers a clean income/spend summary with total fees paid.
Conversation example
Pulling March transfers and balance activity via /v1/profiles/{id}/activities...
Wise — March 2026 Incoming: $118,402 equivalent (27 credits) Outgoing: -$84,218 equivalent (41 debits) FX conversions: 6 (€42k → USD, £8k → USD, A$4k → USD) Net movement: +$34,184 Top income currencies: - EUR: €52,410 ($57,013) - USD: $34,210 - GBP: £18,202 ($22,865) Top outgoing categories (from memo): - Contractor payroll: $42,812 - SaaS subscriptions: $8,420 - Rent (Lisbon): €1,800 - Office ops: $6,418 Total Wise fees paid: $184.20 (0.09% of total volume — brilliant vs SWIFT) Report saved as wise-march-2026.pdf and attached to this chat.
More Wise use cases
Incoming Wise Transfer Alerts on WhatsApp
When a Wise balance is credited, the webhook fires and the agent formats the amount, sender, currency, and purpose reference, then posts the alert to your finance WhatsApp group within seconds.
Multi-Currency Balance Reports on WhatsApp
Ask the agent for your Wise balances anytime. It calls /v4/profiles/{id}/balances, sums all currency jars in both source and equivalent USD, and delivers a clean holdings report.
Wise FX Rate Alerts
Set a target rate on any currency pair. The agent polls the Wise rates endpoint every 15 minutes and pings your WhatsApp the moment the rate crosses your threshold — so you can convert at the right time.
Batch Payroll via Wise from a Spreadsheet
Upload a payroll CSV. The agent parses it, validates recipients against Wise, creates a single bundled transfer, shows you the total cost and FX, and executes on your approval.
Scheduled Recurring International Transfers
Set up a recurring cron that creates and executes a Wise transfer on a schedule — rent to a landlord in Lisbon, a retainer to a US accountant, a monthly top-up to an AUD savings jar.
Deploy this in minutes
Create a LunoGen agent, connect Wise, and start running this workflow from WhatsApp today.